Alternative Risk Programs

Alternative Risk Programs offer trucking companies a more customized and often cost-effective way to manage their insurance needs outside of traditional insurance markets. These programs may include captive insurance arrangements, self-insured retention plans, large-deductible programs, or group risk pools. They are designed for trucking companies that are financially stable, have strong safety records, and want greater control over how they finance and manage their risk.

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At Jones Truck Insurance, we work with mid-sized to large trucking fleets that are ready to move beyond conventional policies and into tailored risk solutions. Alternative Risk Programs give companies the opportunity to benefit directly from their own risk management efforts. These programs are often paired with advanced safety analytics, claims oversight, and dedicated resources to help fleets reduce losses and lower long-term insurance costs.