Excess Policies

Excess Liability policies, often referred to as Umbrella Coverage in the trucking world, provide additional layers of protection above the limits of your primary liability policies. In a high-risk industry like commercial trucking, where the financial fallout from accidents can reach into the millions, Excess Policies ensure your business is protected when primary coverage is maxed out. This coverage can apply to Auto Liability, General Liability, Workers Compensation, and more.

‍

Jones Truck Insurance helps trucking companies and owner-operators add this crucial buffer to their insurance strategy. Whether you're operating a large fleet, transporting hazardous materials, or simply want added peace of mind, an Excess Policy expands your safety net and helps future-proof your business from unpredictable large-loss events.