Cargo Coverage

Cargo Coverage, also known as Motor Truck Cargo Insurance, protects the freight being hauled in your trucks against loss, damage, or theft while in transit. This type of insurance is essential for carriers responsible for the goods they transport and is often a contractual requirement when working with freight brokers and shippers. Whether you're hauling produce, electronics, building materials, or high-value freight, cargo insurance ensures you're financially protected if something goes wrong during transport.

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Jones Truck Insurance offers customized Cargo Coverage options based on the type of freight you haul, the routes you travel, and the specific exposures involved. Coverage can include protection for stolen shipments, fire damage, accidents, refrigeration breakdown (reefer coverage), and more. We help you choose limits and deductibles that align with your cargo’s value and your business risk tolerance.

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