Physical Damage

Physical Damage insurance is a core coverage that protects your trucking equipment from direct damage caused by accidents, theft, vandalism, fire, or natural disasters. It typically includes two components: collision coverage, which pays for damage resulting from an accident, and comprehensive coverage, which handles non-collision incidents like storms or break-ins. This policy covers tractors, trailers, and other commercial vehicles owned by the insured party.

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In the trucking industry, where vehicles are constantly on the move and exposed to a wide range of risks, Physical Damage insurance plays a crucial role in keeping operations afloat. Whether your truck is damaged in a multi-vehicle crash or your trailer is stolen from a rest stop, this insurance ensures you can repair or replace your assets quickly and get back on the road.